Our City’s FCU
Since 1936, River City FCU Has Been Committed to Helping San Antonio Thrive.
Our membership is extended to people who live, work, worship, attend school or volunteer in Bexar County, Texas. River City FCU is regulated by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Membership includes employees, spouses of persons who died while within the field of membership of this credit union, and members of their immediate families and household.
River City FCU has been recognized as a Community Development Financial Institution and a Juntos Avanzamos designated credit union.
As partners in the community, we care about the success of our members, local businesses and community organizations and want to help them manage their finances no matter where they are on their financial journeys. At each of our locations, online or over the phone, we embrace our Juntos Avanzamos designation. Meaning “together we advance”, the Juntos Avanzamos designation recognizes credit unions committed to serving and empowering the Hispanic community. This includes our immigrant community as well. River City FCU is committed to providing safe, affordable financial services and products to everyone, regardless of citizenship status. At River City FCU, we are focused on supporting communities that have been historically underserved and are financially vulnerable.
In August 2016, River City FCU was certified by the U.S. Department of the Treasury as a Community Development Financial Institution (CDFI). CDFIs are mission-driven financial institutions that are dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities. CDFIs invest in the these individuals by providing critically needed financial services often unavailable from other financial institutions. As a CDFI, River City FCU is recognized for having a primary mission of promoting community development, serving an underserved market, and providing appropriate financial products and services.
As an organization we have made it a priority to make safe and affordable financial products accessible to all, a goal we share with Cities of Financial Empowerment Fund (CFE). Since 2019, CFE, through their BankOn program, has certified our Fresh Start Checking Account as an account that helps improve the financial stability of unbanked and underbanked individuals.
History
2023- Family Services Neighborhood Place and Guadalupe microbranches opened in community center
2023- Edison branch opens at the corner of Blanco Road and Fresno Street
2022- Awarded $3.7 million from the CDFI Equitable Recovery Program and $560,000 from the CDFI Financial Assistance program
2022 - River City FCU receives $14 million from United States Treasury Department to expand member outreach
2021 - Receive grant of $1.8 million from the US Treasury Department’s Rapid Response Program
2021 - Awarded first CDFI Financial Assistance grant of $660,000 to bolster our lending efforts
2020- Provided over $34 million in business loan funding through the SBA's Paycheck Protection Program to keep area businesses open during the pandemic
2019 – Southwest Military Branch at Pleasanton Pointe Plaza opens
2018 – Jeff Ivey, President/CEO, hired
2016 – Awarded Community Development Financial Institution designation (US Treasury Department)
2012 – Awarded “Juntos Avanzamos” (Together We Advance) designation
2010 – Merger completed with Southeast Community Credit Union
2006 – Field of membership expanded to Bexar County
2005 – Reached $100 million in assets
2002 – Name changed to River City Federal Credit Union
1986 – Watt Prichard, President/CEO, hired
1936 – Charter approved by the Governor of the Farm Credit Administration
VISION:
We will create an environment where all members are treated with respect, where their financial goals become ours, and where all households and businesses have access to affordable, value-based financial products and services.
MISSION:
Our mission is to promote community development within our market. As a CDFI and MDI certified credit union, we believe that everyone has a basic right to affordable, sensible financial products, regardless of citizenship status, and we will focus our efforts on serving the financially undeserved communities in our market.
VALUES:
Integrity . Ethics . Teamwork . Member-focus . Community . Good stewardship
As a CDFI credit union, River City FCU establishes parameters and internal controls to monitor expenditures. Read our Excessive Luxury Policy.